$88.48

Payday. Not as much as I expected, not near as much as is needed. With a sigh I plop down in front of the computer. With a resigned click Quicken’s obnoxiously cheerful chirp greets me. I start subtracting out the monthly bills. There goes rent, daycare and utilities. Bye-bye money. Next up is payment for my husband’s student loans, internet bill, and car insurance. Last is the phone bill, smallest of those monthly recurring fees, so I save it to the end in an attempt to cheer me up. Oh and then there’s tithing.* Good ol’ Mormondom.

And what am I left with?

$88.48

Eighty-eight dollars and forty-eight cents until the next paycheck.

How am I supposed to pay the fees for all those secondaries?** These darn med school application process is killing me. Hesitantly I look to the left, where the list of secondaries sits waiting for me. It adds up to $1,255 in secondary fees. (That’s for 13 schools, by the way.)

I tell you I better get in. I’m not going into debt to now have it all pay out in the end. Yes, I’m going into to debt, just to apply. I’m getting a little jaded about this process. It is making it so hard for someone whose parents aren’t doctors to jump through all these hoops.

59.7 % of medical student’s parents have a six figure income. The average income of a med student’s parents is $164.485!*** One if five students have parents who brought home a quarter of a million dollars, every year. There’s a reason for that, and it’s not because it just so happens that the upper class feels such a great burning desire to help others, even more so than another demographic. No, it’s because they are the only ones who can afford to go to (or let alone apply to) medical school. It is wrong.

When filling out the applications I came across the question “Have you adequate financial resources to attend medical school?” I snort, laugh a little nervously and click no. I would’ve clicked no-freakin’-way, but that wasn’t an option.

 

*As a Mormon we give 10% of our income to the Church. Sort of like the Protestant collection plate, just with a defined number, and we discreetly hand it to our Bishop in an envelope.

**A small part of me is worried at the fact that my first thought is how am I going to pay for the secondary fees, not how am I going to buy groceries for my family of three. But seriously those fees are expensive. I can pull groceries off, I think.

***All of the statistics I quote come from my lovely MSAR, which is admittedly a year old, but I doubt it’s changed that much in the past year.

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